12 answers about Saju, payment, subscription, and refund
1. What is Saju (Four Pillars of Destiny / 四柱八字)?
Saju is the core concept of Korean Myeongli (命理) — your birth year, month, day, and hour each yield a Heavenly Stem (天干) and an Earthly Branch (地支), producing 8 characters total. These 8 characters reveal your personality, career path, relationships, wealth flow, and health tendencies through Yin-Yang and the Five Elements.
2. How accurate is Cheonmyeongdang's Saju reading?
Cheonmyeongdang processes orthodox Myeongli (Ziping Zhenquan, Qiongtong Baojian, Ditian Sui) plus astronomical solar-term calculations in under 1 second. The Manseryeok (10,000-year calendar) data is sourced from KASI (Korea Astronomy & Space Science Institute) with 0-second precision. However, fortune interpretations are for reference only — never use as the sole basis for medical, legal, or financial decisions.
3. What does the AI Q&A answer?
24/7 free-form questions based on your 8 characters + Ten Gods + 10-year Luck Cycle data. Examples: "Is this year good for changing jobs?", "When should we try to conceive?", "Is this business loan safe?" Powered by Claude Sonnet 4.5 with a Myeongli-expert system prompt — significantly more contextually accurate than generic ChatGPT for Saju questions.
4. What payment methods are accepted?
Global: PayPal Smart Buttons (Visa, Mastercard, AmEx, JCB, Discover + PayPal balance, 25 currencies). Korea: TossPay, KakaoPay, NaverPay, domestic credit/debit cards. Operated under Korean business registration 552-59-00848 (KunStudio) with full e-commerce + PG license.
5. What does the 24-hour refund guarantee mean?
100% refund within 24 hours of payment, provided you have not yet downloaded the PDF. Once the PDF is downloaded, refunds are not possible due to the digital nature of the content (per Korean E-commerce Act §17-2). Refund requests: support@cheonmyeongdang or KakaoTalk channel.
6. How do I cancel the Monthly Fortune subscription?
PayPal subscriptions: PayPal dashboard → Automatic Payments → Cheonmyeongdang → Cancel (1 click). Korean payments (TossPay/KakaoPay): click the "Cancel Subscription" link at the bottom of any receipt email. Cancel at least 24h before the next billing date to avoid further charges.
7. When is the Monthly Fortune sent?
Automatically delivered as a PDF to your registered email on the 1st of each month at 09:00 KST (Korea Standard Time). Includes that month's solar-term flow, Earthly Branch interactions, and personalized analysis of your Day Pillar's compatibility/clash/penalty/harm relationships. May issue = 立夏 (Lìxià) + 午月 (Horse Month) + your personal Saju.
8. Can I use the service if I don't speak Korean?
Yes. Cheonmyeongdang v3.5 fully supports 4 languages: Korean, English, Japanese, Chinese. AI Q&A auto-detects your input language. PayPal accepts global cards in 25 currencies.
9. How is my birth date and name protected?
Compliant with Korean PIPA + GDPR. Birth date and name are removed from memory immediately after Saju calculation — they only persist in your downloaded PDF. The database stores only payment receipts, email, and subscription status. Account deletion triggers full data wipe within 30 days.
10. What's included in the PDF reports?
Comprehensive Reading 30 pages ($22.50): 8 characters / Ten Gods distribution / 10-year Luck / 1-year Annual Luck / Day Master strength / Useful God / Career·Love·Wealth·Health / 2026 4 fortune charts / monthly flow. New Year Reading 15 pages ($11.25): full 2026 monthly analysis. Precision Reading 5 pages ($7.50): essential summary.
11. Where can I check love compatibility?
Main page → "Compatibility Test" (compat.html) — free. Enter both birth dates to instantly compute Day Pillar harmony/clash + Zodiac harmony/clash + Five-Element balance score (0–100). Deeper analysis is auto-included in paid Comprehensive Reading.
12. Do you cover Korean tax or government grant questions?
No — Cheonmyeongdang is a fortune-telling service. For Korean tax refunds, see our sister site Tax N Benefit (tax-n-benefit.vercel.app) which uses KoDATA·CODEF for automatic refund estimation. For Korean government grants targeting AI businesses or startups, see K-Startup or KORLENS.